Incfile LLC Service Review

Incfile LLC Service Review Summary

• Incfile offers end-to-end LLC services from business formation to dissolution.

• Incfile LLC service company started in 2004 and has helped over 1M+ business owners.
• This Texas-based service supports LLCs, C corp, S corp, and non-profit business formations.
• Incfile offers a zero-dollar LLC formation (excluding state filing fees) service and a year of free registered agent service.
• Incfile LLC service has three plans: silver, platinum, and gold. Costs range from $0 to $299, plus state filing fees.
• Our Incfile review gives some important details about Incfile, including its packages and pricing, services, and overall reputation.

Incfile at a Glance

Incfile is based in Houston, Texas. It aims to help startups navigate the numerous steps of business formation and avoid the costly consequences of failing to meet various state requirements. As an end-to-end LLC service, Incfile will also help dissolve your business, which is safer than simply abandoning it. 

Launched in 2004, this business formation company has been around much longer than most of its competitors. So it’s not surprising that it’s among the most popular LLC services in this highly competitive industry. Incfile says it has helped 1M+ businesses get to their feet. Its 4.7 out of 5 stars from 11600 TrustPilot reviews reflects this popularity. 

Its vast experience in the paperwork handling process is one of its key selling points. But as this Incfile LLC review shows, Incfile offers many other services, including amendments, accounting and bookkeeping, and submitting annual reports.

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Who is Incfile Best For?

Incfile has been around for nearly two decades, making it one of the most experienced LLC services in the industry. Their high star rating and positive feedback on the internet are a reflection of their expertise. Incfile will appeal to new and veteran business starters looking for a reputable LLC formation platform.

When it comes down to pricing, Incfile fits business owners across all budgets. Incfile will form your LLC free of charge while offering a handful of helpful features like online dashboard access, registered agent service, and unlimited support. Its mid-tier and premium packages are slightly more expensive, but they pack a lot of value for mid-sized and large businesses. 

Incfile Services and Features

Incfile online service platform currently supports 4 major types of business formations:

• LLC (limited liability company)

• C corp 

• S corp 

• A non-profit 

Not sure about the right type of structure for your business? Incfile has a quick guide on the differences between the business entities. You can also take their easy-to-use, interactive quiz on their website to help narrow down to the ideal structure for your business. 

As mentioned, Incfile is a one-stop business formation platform offering most of the services business owners need, from formation to dissolution and reinstatement.

Here are the most popular services of Incfile:

• Formation- LLC, S corp, C corp, Non-profit 

• Corporate/LLC kit

• Business name search 

• Company name change 

• Amendment 

• EIN (Employer Identification Number)

• Doing Business As name 

• Certificate of good standing

• Registered agent 

• Change of registered agent 

• Foreign qualification

• Business licenses and permits

• Contract template 

• Submitting annual reports

• Free tax consultant services

• Trademarking a business name

• Finances and accounting 

• Company dissolution 

• Business reinstatement 

Incfile offers a wide range of services that most new LLC platforms don’t provide presently. For instance, Incfile is your go-to service if you want to register your business as a trademark.

With its foreign qualification services, Incfile helps register your business to operate in another state other than the original state of formation.

Another notable service of Incfile is its free tax consultant offering. This is a free 30-minute session where you talk with a professional accountant about your business’s bookkeeping, accounting, and tax filing. Everyone qualifies for Incfile’s free tax consultant services whether they have formed a business with the platform or not. 

Company dissolution is bringing a business entity to an end for any reason. The company is struck off from the official records at the Secretary of State Office, thus exempting it from further tax filing requirements. Depending on the state, company dissolution can be a slow and complex process. Luckily, Incfile can do all the heavy lifting so you focus on your next venture. 

Incfile Review Plans and Costs

Let’s get to a question you’re probably asking, “how much does Incfile cost?”

Incfile LLC service currently offers three packages: Silver ($0), Gold ($199), and Platinum ($299). The package prices listed here don’t include state filing fees. Incfile will add it to your bill, depending on your state’s LLC costs.

LLC formation filing fees vary from state to state. For instance, filing an LLC in Colorado costs $1 as of writing this Incfile review, while the fee for Massachusetts startups is $520. In some states, the IRS allows most one-person LLCs to deduct these and other startup costs in the first year of operation. Technically, you may pay nothing for your LLC formation, which is a fantastic deal. 

Let’s break down Incfile LLC formation plans so you understand which tier makes more sense for your business structure and budget.

Silver 

The Incfile Silver plan is their most basic plan. It costs $0 plus your state’s filing fees. Most competitors’ basic packages cost $49 to $100, so Incfile is unbeatable in this regard. 

With the Silver plan, Incfile will prepare and file the Articles of Organization (also known as Certificate of Formation in some states) for you. You also enjoy unlimited business name searches to ensure your preferred business name is available to use. On top of that, you get one year of free registered agent service plus unlimited phone and email support for life. The processing and filing time typically takes 3-30 weeks. However, you can pay an extra $50-$100 for Incfile’s expedited filing to complete everything in 1-8 days.    

Here is what is included in Incfile’s Silver package:

• Preparing and filing of Articles of Organization/Certificate of Formation

• Unlimited name searches 

• Online dashboard access 

• One year free registered agent service

• Unlimited email and phone support

•  Fees- $0 plus state fees

• Processing time- 3-30 weeks (depends on state delay)

You’re not locked out of other Incfile services and features if you choose the Silver plan. You can also benefit from Incfile add-on services like EIN, Operating Agreement, and Contract without upgrading to a higher tier. You only pay for the extra feature. 

The Incfile Silver package is the best for small businesses and start-ups with a limited budget. We’d recommend it to business owners who want to do everything correctly but don’t mind getting some of the necessities like the EIN and Operating Agreement themselves. 

Gold

The Incfile Gold is the most popular mid-tier package because it adds several necessities while still being affordable. It costs a one-time fee of $199 plus the state-required LLC filing fees, and the processing time is 3-30 weeks.  

The Gold plan includes most features and services you would otherwise buy separately if you choose the Silver plan. That includes the EIN, Operating Agreement, IRS form 2553, and business tax consultation. However, it excludes most of the bells and whistles offered by the Incfile Platinum package. 

The Incfile Gold package includes all the services and features of the Silver tier plus the following: 

• EIN tax number

• IRS form 2553

• Operating Agreement

• Banking resolution

• Lifetime company alerts

• Business banking account

• Business tax consultation

• Processing fee- 3-30 weeks 

You’ll realize that some of the features included in the Gold package are things you can do at no cost. For instance, it won’t cost you anything to file for an EIN tax number or the IRS form 2553. Also, your bank will allow you to create a banking resolution template for free. That doesn’t mean that the Gold tier has no value, though. 

If your budget allows, letting Incfile register for your EIN will save you the hassle of dealing with the IRS. Incfile’s lifetime company alerts are another valuable feature of this package. You receive email notifications throughout your LLC’s lifetime regarding upcoming filing deadlines so your business stays in compliance.

Our Incfile review found that the Gold package offers a lot of value, especially for first-timers and veterans who want some assistance starting and running the business. 

Platinum

Platinum is Incfile’s premium tier. For a one-time fee of $299 (plus your state’s filing fees), you unlock all the essential services plus many extras that an entrepreneur would need to create and grow an LLC.

One of its most attractive features is the expedited filing that slashes the turnaround time from weeks to the next-day filing. The Incfile Platinum package also includes free domain hosting services, an invaluable addition for any business in today’s digital world. 

The Incfile Platinum includes everything in the Gold package plus the following:

• Business contract templates

• Free domain name and business email

• Free next-day filing 

Is the Incfile Platinum package worth it? The Platinum better suits anyone who wants a professional service provider to handle most of the paperwork as they focus on growing the business. The expedited filing process makes it worthwhile if you want to get your business up and running sooner.

Considering its price, the Platinum package is for those with a larger budget plus medium-sized to large LLCs. Otherwise, small start-ups with a tight budget are better off going with the Silver or Gold packages and purchasing extra services a la carte.

Incfile Add-on Products

In addition to its packages, Incfile sells most of its services and features individually. This means you don’t have to purchase a higher package, especially if there are features you can do without or get elsewhere. This flexibility also allows you to go back to your dashboard and purchase extra services when you need them. 

Here are Incfile’s add-on products and their cost when bought separately:

• Incfile registered agent services- free for the first year across all packages and $119 annually from the second year

• Change of registered agent- $49 plus state fees

• Annual business report- $99 plus state fees 

• Foreign qualification- $149 plus state fees 

• Certificate of good standing- $49 plus state fees 

• EIN/Tax no registration- free with Gold and Platinum packages and $70 when purchased individually 

• Business tax consultation- free across all Incfile packages 

• LLC filing amendments- $99 plus state fees 

• LLC dissolution- $149 plus state fees

Getting Started with Incfile

Creating a business with Incfile is easy, thanks to their easy-to-navigate website. When doing this Incfile LLC service review, we found the process takes around 10 minutes. 

On their main website, start by choosing your desired entity type: LLC, C corp, S corp, or Non-profit. Next, select the state where you intend to run the business. State selection enables Incfile to determine the mandatory state filing fees. 

The next step is to select your preferred package from the three options. You’ll find a nice breakdown of the three Incfile packages plus their features and costs, so you know exactly what you’re paying for.

After that, fill in the following:

• Contact information person- this is the person Incfile may contact if they need more information regarding your LLC formation process. 

• Mailing address- used internally by Incfile to deliver products related to your order. 

• Company information, including business name and number of members. 

• Business address- you can use your business address to keep up with the incoming mail or use a commercial virtual address. The latter will cost you $29, but at least you have all your documents in one place while maintaining your privacy. 

• Check whether you need a registered agent, a small business banking account and how you want your documents delivered (electronically or via FedEx).

Incfile Reviews- What Others Say

We scoured the internet for Incfile reviews and complaints to get an all-around picture of this LLC service. TrustPilot gives Incfile an excellent score using its 4.7/5-star rating from over 11600 reviewers. 

Our impression of Incfile reviews is that most of its users are happy, although there are several complaints in between. Most people frequently comment that Incfile makes the LLC formation process easy and seamless. Customers appreciate the wide range of free features that Incfile offers, including the online access dashboard, business tax consultation, and registered agent services.

We didn’t see a lot of complaints regarding Incfile LLC services cost. We assume most of them find the prices reasonable for the quality of services. 

Most Incfile LLC negative comments are about delays even after paying for expedited services. Several users also commented that Incfile’s after-sales service wasn’t the best. A few noted that Incfile lacks real follow-up, which affects overall customer satisfaction. 

However, we were impressed to see Incfile’s customer care team responding to same-day complaints and resolving most of the issues. 

Incfile Review- Refund Policy

Incfile has a refund policy. They will refund your money minus a $30 cancellation fee if you can stop the filing process before they submit your payment to the state, which typically takes 24 hours. However, they don’t offer a money-back guarantee if there are errors in your paperwork, so double-check everything before proceeding to payment. 

Our Verdict: Is Incfile Worth It?

During our review of Incfile, it came out as one of the most reputable services to file for various business entities online. It’s a worthy contender if you’re looking for an experienced LLC formation service to handle all the paperwork at a reasonable cost.

Speaking of cost, remember that creating an LLC yourself is possible if you don’t mind spending some time on your state’s website. You only need to pay your state’s fees with this method. However, Incfile not only ensures that your new business meets all the legal requirements, but they also have many other services and features that offer long-term benefits to your business.